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Verified
5/5

2016-12-06

easy to work with

"I was very happy with the ease of doing business"


Verified
5/5

2016-12-06

Big Relief

"I was very relieved to find this short term option with a good rating. It sounds exactly like what I needed to fill the gap to age 65 next year."


Verified
5/5

2016-11-28

good product, nice service~

"the content and price are nice, and the customer service is very considerable and patient."


Verified
5/5

2016-11-26

Easy

" Easy quick and catastrophically covered "


Verified
5/5

2016-11-23

Wonderful!

"I needed a health insurance to get a work visa to Germany and everything worked very well. I am satisfied and very happy. "


Verified
1/5

2016-11-23

Stay away....

"We purchased HCC as visitors insurance for my mom visiting US. We brought the best insurance possible through HCC with pre-existing coverage in case of life threatening emergency. When she was here got stomach upset and we had to go to urgent care and then ER because of ECG variation. It appears it was acid related issue due to the sudden changes in food habit as she was not used to restaurant food. HCC denied our medical claim by saying it was a preexisting condition. We tried to convince them that she never had before or after any sign of acid reflex, very healthy women with no history of blood pressure, diabetic or any heart related issues. Then they came back and said she had an Appendicitis surgery 20 years back and she had abdominal pain for two to three weeks, so its pre-existing (we were renewing policy monthly). Long story short they dont pay for the claim........yes they can find any silly loop hole to say its preexisting. When we asked on what basics and evidence you are telling it is pre-existing condition, answer really surprised me, they dont need any evidence, they just believe it is pre-existing condition and they have the every right to deny a claim if their is an uncertainty about a medical condition!! No past evidence needed!! I believe its an act of fraud....stay away!!!! "

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Verified
4/5

2016-11-18

"Pretty easy to do and sort out. Seems to be a restriction on the number of countries that can be included after. Hopefully its not an issue. Very competitive and reasonable price.
"


Verified
5/5

2016-11-16

Easy and helpful

"A plan to fill a gap between old and new insurance was needed. It was great to be able to get a quote before anything else. The coverage description and exclusion list easy to understand. Great price, and good knowing the strength of Tokio Marine is behind it. Great price and selection."


Verified
5/5

2016-11-16

very good

"it is very good that flight cancellion not be paid."


Verified
1/5

2016-11-10

No people reply my Email after purchase

"No people reply my Email after purchase.
****@****
"


Verified
1/5

2016-11-08

Blood suckers, they will do anything to not cover your illness

"I bought the StudentSecure Elite health insurance plan. They will do everything possible to not cover you using policy loopholes. They abuse the term "Pre-Existing Conditions" in a ridiculous way (almost funny). They also will lie to you about in-network providers and tell you that there are many in your area, but when you contact the providers they will tell you that they don't accept this insurance. When I kept calling and pressing HCC with questions about providers near my area (I live in Manhattan, NY), they finally confessed to me that the nearest one was many miles away - a bad quality medical facility. On the phone, they will make you scared of going to the doctor in fear of getting your claim somehow rejected and ending up with huge bills. I don't recommend this insurance to anyone."

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Verified
3/5

2016-11-06

Portuguese language needed

"Although I speak English, would be nice to see the company´s website translated to portuguese.
I´m sure that HCC would increase the number of brazilian custumers.
Thats all.
"


Verified
5/5

2016-11-05

"Excellent performance with your insurance "


Verified
4/5

2016-11-04

Easy and efficient healthcare enrollment

"I signed up for health insurance because I just started new employment and have a waiting period before the employer-based benefits kick in.
Deductibles are high but monthly premiums affordable.

Very courteous and informative customer service.
"


Verified
5/5

2016-11-04

Easy Enrollment

"Signing up was easy. Very few questions. Allowed flexibility as to when the flight home would occur. Good for an adventure traveler who does not have his or her itinerary firmly established!"