"My credit has taken a turn for the worse over the last few years due to life events. I have student loans, an auto repossession, and late payment on siad auto loan. I’m lucky to get a job where I’m making great money with very little living expenses. All I want to do is to fix my credit. My question was what do I need to do and who do I need to meet, because I don’t know much about credit rebuilding. I met my friend who has fixed her bad credit before and she recommended PINNACLE CREDIT SPECIALIST. I didn't have any doubt because she’s a living proof. I didn’t have any choice than to work with him. Few days after I made some financial commitment PINNACLE CREDIT SPECIALIST increased my Vantage score to 780 and MYFICO score 800s. He also added some positive tradelines and cleared the negative reports from my credit. He went ahead to establish a very good business line of credit for me. Which I know has access to huge loans. You can contact them by email: ****@**** Let him know I referred you."

"Thank you PINNACLE CREDIT SPECIALIST. About 4 years ago I realized I needed to figure out how to recover from dad credit. Got a divorce and ex-husband didn’t pay for the house mortgage for a year (he was living in the house). Eventually, the house was sold as a short sale. My beginning scores when I found PINNACLE CREDIT SPECIALIST were the low 600’s (Experian) and high 500’s (Equifax and TransUnion) I paid for their rebuilding program. Slowly but surely, my score went up. Then I qualified to purchase a home. Lucky me cause if I had waited until September of 2020, I wouldn’t have been able to afford my present home. (purchased it for $430,000. It was recently assessed for $585,000. I lived in the Northeast). Today: I still check my credit EVERYDAY and my scores are now Equifax: 801; TransUnion: 809; and Experian: 811; I’m no longer afraid of going to the mailbox or checking my email. I’m no longer scared of answering the phone. I feel in control of my life and now guard my credit. I’m writing this for anyone who is going through it. I want you to know that you will get through this. I mean I did it while barely making ends meet. Getting a divorce, taking care of my daughter and working. Just contact PINNACLE CREDIT SPECIALIST and believe in them you’ll recover just as I did. Thank you to all in this forum who had such sage advice. Because of your sage advice, I have come so far. The journey was difficult and slow, but I’m here. You can reach them by email: ****@****"

"I’m not sure if this will stick but I’m moved to post for anyone looking (as this is where I came for many ideas as well). We had a very bad credit, negative items and different bills but if care is not taken depression might set in. went through so many folks which call themselves credit hackers. We’re self-employed. As we walked through the list of credit hackers, one finally came out. A friend recommended PINNACLE CREDIT SPECIALIST to us. We contacted them immediately. Trust me he really helped me by deleting all the negative items and bills on my report and boosted my credit score from 500s to 807. It’s been a long road and I now know way more than I ever wanted to know about FICO scores and credit repair. My saving grace was PINNACLE CREDIT SPECIALIST. I cannot recommend enough. I’m not promoting just for the sake of it, rather he was able to help us to navigate a very tricky situation and it would have been so helpful for me to have him with us from the beginning. I hope that anyone else who needs it can benefit from my failure and win! You can hit them up by email: ****@****
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"Do you want to increase your FICO score? Do you want to pay off your credit card debt? I want to use this medium in appreciating PINNACLE CREDIT SPECIALIST for his good service. He raised my FICO score up to 811 excellent within 6 days and he also helped me pay off 2 America Express collections which now report as paid in full and for less than the original amount. He did exactly what he said he would. Don’t waste your time thinking about these issues. Contact him now for help: ****@****  
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"Hello everyone I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put on working my credit. I needed help. My FICO mortgage scores were 510, 518, 557. All my FICO 8s are between 600-626. All credit cards, student loans, and a car have been paid on time for the last 4 years, with the exception of 1 late payment to Capital One and they will not budge to remove it. I have 6 old Cos that will fall off in 2025, and I have a collection from Jefferson Capital for $5400 for a car that was turned in back in 2018. I have disputed all these items several times with no luck. When I asked for proof that Jefferson legally had the right to collect this debt, since I had also received notices in the mail from 3 other collection agencies for the same debt. Each time all I got in response from the bureaus was a statement that the information was validated. I desperately needed help to raise my FICO 5, 4, and 2 ASAP. Until I read about PINNACLE CREDIT SPECIALIST, I contacted them after reading some testimonies about them. They ran my credit report, analysed the credit score and determined which action will have the greatest impact. They raised my credit score to 806 and deleted all negative items on my credit report within 6 days. They made it work and I have a clean credit profile now. My heart is full of gratitude. You can reach them by email: ****@****
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"I was riding high enjoying my score when I got a collection notice for “Brightspeed” which I had never heard of for a little over $100. Long story short I found out that Brightspeed was a CenturyLink-a DSL provider that I ditched shortly after the consent of the Pandemic in favor of Comcast for the internet as video conferencing over DSL was impossible. Fast forward to three years later they came that I never paid my last bill or something to that effect. I got maybe two letters and a couple of phone calls and had intention on making them work for it by sending a dispute letter. Then I got busy and never did. I got an alert that my score had changed and when I logged in it felt like a punch. My credit report is full of flaws which also brought down my credit score. I needed a credit repair company to help me boost my score until a friend mentioned to me PINNACLE CREDIT SPECIALIST. I’m not good at telling stories but permit me to share my experience with PINNACLE CREDIT SPECIALIST, so I contacted PINNACLE I explained to him about all the negative items on my report with total debt. He said to me: Yes! I can fix it in 6 days! I was excited. I’m now excited that my credit score has been increased to 811 across the credit board, He went ahead to add positive trade lines to my report and cleared the debts I heard. Contact them via: ****@**** I’m saying all this here because I don’t think anyone deserves to miss the train; Or won’t you want to end the bad credit you got? Do let him know I referred you. Thanks  
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"Hello all. First time posting here.
 Wanted to share my experience with PINNACLE CREDIT SPECIALIST. Back in April I left a dead-end salary job and I had 16k of debt across 5 cards. My scores had tanked from the 750 range to the low 500s. Got a new job in mid-April, and laid out a plan to pay off 1 card per month but my credit score didn’t increase. Working with a legit hacker is very rare until I came across PINNACLE CREDIT SPECIALIST on this forum about helping people to fix their credit report. So I gave him the job. To be sincere I was sceptical at first when he told me not to worry that they’re going to fix my credit first before I make payment for their service. He brought my credit report up to speed, increased my credit score to 811 and removed all the negative items. I'm so happy to put down this review to tell you about the good news. Go for the best hacker alive. Contact him by email: ****@****
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"I am 27. Got my first. Credit cards at 18. was approved a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018. At that time, I studied these forums, had late payments and collections removed and was given a 15k AMEX card at 22!! I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until last month when I came across a review on this forum about PINNACLE CREDIT SPECIALIST a credit reform company. I decided to give them a try. 6 days after we reached an agreement and I met the requirements which obviously wasn’t much. My profile was totally repaired. Now my score is 806. All thanks to PINNACLE CREDIT SPECIALIST. Reach them via: ****@****  
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"Yes, it actually feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of a bad credit report that made my life miserable. 6 years ago I had perfect credit but my life spiralled out of control and was left with 50k debt.  I had no way of paying for it at that time.  I have been rebuilding my life for the past few months and need to fix my credit. I had 50k debt combined.  6 closed accounts with "negative pay status" "Charged off as bad debt".  550 credit score. I paid 2 of the 6 accounts off recently but the remarks are still there and nothing about my status changed on said accounts. PINNACLE CREDIT SPECIALIST came through for me, with all negative entries removed; charge offs, late payments wiped out including closed accounts all cleared from my report and my score is now 804. I got approved for a Capital one credit card with a $10,000 limit and have been pre-approved for another $30,000 limit. I’m happy now and THANKS to whoever posted about them on this forum for the first time. You can contact them via: ****@****  OR text ***-***-****. 
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"I am 21 years old, and I graduated college in May 2023. When I started college, I didn't have the credit history to obtain a private student loan for tuition expenses, and I didn't know anyone who would co-sign for me -- and my parents weren't in the position to do so either. Having a decent job at the time, I had the 'bright idea' to obtain a personal loan through my credit union (Founders FCU in SC) to pay for my tuition expenses. Each year I borrowed a little more to pay for each semester -- the loan ended up reaching a whopping $10,000. My credit union also talked me into applying for a credit card -- which I did and had a limit of $5,000. My fall semester of college I lost the job I had throughout college, and having no income until my internship started the next summer, I wasn't able to make the payments and they eventually went into charge off status. Also, during my Junior year in college, my grandmother needed a loan for medical expenses, and her credit was not good enough to qualify on her own, I agreed to co-sign for her, which was dumb, I know. It was a smaller open line of credit ($2,500) at State Employees Credit Union in NC. Around 6 months in, she couldn't make the payments, so I paid it off for her. Unknown to me, she took out an advance on the line right before she passed, and I found out shortly after and was stuck with the bill, and that did not help with the fact that I had lost my job and was already drowning in debt that I could not pay. That account went into charged off status as well shortly after. I have been in a relationship for a couple years, we recently moved in together, and the struggle of being approved as a co-applicant due to my credit made me realize that I needed to get my credit back in shape. It's easy to give up and forget about it, but I know that in the next 3-5 years we will want to buy a house, and I don't want to be the one who makes it difficult because I haven't addressed my credit situation. I have attempted a settlement and payment arrangement with Founders FCU and they have surprisingly been very difficult to work with -- they will not settle and will not make a payment arrangement with me. They also told me that they have filed a judgement. The loan through Founders is still accruing interest as well, but the credit card is not. I got a secured loan through NFCU in March for $300 at a 6-month term, after that a friend of mine who is an attorney recommended PINNACLE CREDIT SPECIALIST to me, which I quickly contacted and explained my predicament to them. They gave me 100% assurance that they’ll bring my credit back to shape. Within 6 days they made my State Employees line of credit reporting as paid and some of my debts marked as paid which boosted my score to an excellent score. Mohela student loan no longer appears on my credit report. All thanks to PINNACLE CREDIT SPECIALIST for helping me gain my happiness back, I sincerely recommend them. Hit them up on email: ****@****
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"Shout out to PINNACLE CREDIT SPECIALIST for helping me achieve my goals of getting an excellent credit score and getting these collections off my credit report.  I am 27. Got my first. Credit cards at 18... was approved for a car off of the Toyota lot 7 months later with no cosigner... Being young and dumb, I maxed out all of my cards and had to go through a rebuild process in 2018 which didn’t work out for me. At that time, I had late payments and collections. I was making a lot of money at the time and again, was spending stupidly. From then on, things only went downhill. Long story short my AMEX was charged off and still reports every month as a charge off. I needed help getting this off my credit because it has shot it down so much!!! Until I came across PINNACLE CREDIT SPECIALIST on this forum how they helped some members restore their credit. I quickly contacted them by email: ****@**** to my greatest surprise, within 6 days they helped me achieve my goals. I’m really grateful for their services. I sincerely recommend them. 
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"I’m a 36 years old divorce, software engineer living in the Midwest. I have two children with my ex-spouse (who pay a boatload of child support and Alimony too). Over the last 18 years I’ve not handled my finances wisely. I’ve had every kind of bad mark against me you can imagine: evictions, judgements, past due child support, a chapter 7 bankruptcy, charged off bank accounts, unpaid and unfiled taxes, liens and levy’s. All 3 of my credit scores came down to high 500s, I needed to work on my credit. Every part of life that involves money was so incredibly difficult for me. I asked my lawyer if there’s any trusted credit repair company which he recommended to PINNACLE CREDIT SPECIALIST. Immediately at his presence I gave them a text which I got a response from them after some couple of minutes. I gave them a brief explanation about my financial issue and asked them if they could help me fix my credit. Which they gave me a 100% guarantee that they can. To my greatest surprise after 6 days I got a message from them that my credit has been permanently fixed. I immediately checked through Experian and discovered my credit has been increased to 800s across the 3 credit bureaus. And my credit report has been renewed, I now have a clean credit report. All thanks to PINNACLE CREDIT SPECIALIST. I honestly recommend them from my heart. Hit them up on: ****@****
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"Hello,
My situation isn’t the best but not the worst either. I needed some help. Filed Chap. 7 BK in 2020 and I have been rebuilding my credit ever since but nothing was happening, no positive changes. I have 5 credit cards (Cap On, NFCU and a few stores). I bought a car in 2022 and was given a 6.9% rate. Not great but I’m also 2 years out of BK. My credit score was low as 581 across the 3 credit bureaus. I kept searching for ways to fix my credit until I met this lender who recommended PINNACLE CREDIT SPECIALIST to me. Immediately I did a little research about them and I gave them a text after my research. Within 6 days my credit score was booming to 800+ across the 3 credit bureaus. All negative items and inquiries were wiped off from my credit report and all late payment was marked as paid on time. To be sincere I really enjoyed their service, since my life I’ve never enjoyed an awesome service like that of PINNACLE CREDIT SPECIALIST. You can get them through their email: ****@****
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"I’m 34 and I swallowed my pride to get to the I’m stage today. All thanks to PINNACLE CREDIT SPECIALIST. I had medical issues ongoing for 6 months back in early 2022. I was a freelancer who made good active money as a real estate photographer but had to sell my equipment and max out saving, my cards and a loan just for rent and bills. I moved back in with my family to cancel my debt and start over with school. My lease is up at the end of September $2,300. My Dad said I can pay rent starting in October and then go to debt. I barely made it. $2,700 a month at my 9 to 5. My credit score went from 740 to 535. Total debt $12,500. I needed help badly. I started seeking advice on what to do about these debts so that my credit score can go back to 700s not until I came across PINNACLE CREDIT SPECIALIST from this forum who bypass into the 3 credit bureaus and clear off my debts and more before he increased my credit screw up to 800+ with 6 days. Contact PINNACLE CREDIT SPECIALIST ASAP for more about credit issues and more on his email: ****@****
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"Hello,
I’m almost 3 years post a chapter 7 bankruptcy. Earlier this year I was sitting around 588 on Experian Fico8. My car lease was paid and instead of going for another I just turned it in and shared a vehicle with my spouse since we both work from home. I had 3 cards at the time, 2 cap one quicksilver and 1 starter card credit one which had an annual fee. I canceled that card. My score dropped 40 points and has pretty much been stuck the last 4+ months. I signed up for PINNACLE CREDIT SPECIALIST to BOOST my credit score. Within 6 days of signing up to their service they helped me increase my score to 811. All negative items have been wiped off my credit report including my bankruptcy. I’m happy now I now have a clean credit report with an exceptional credit score. All thanks to PINNACLE CREDIT SPECIALIST, they’re my helping Angel. You can reach them via: ****@****
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