Thanks to all who replied!!
It was late after work (0030 hrs) when I wrote this so I forgot to mention: The noticeable drop in RPM with the case fan happened when I clicked and opened a new window, especially when web browsing.
Question: do the older T-Birds run on the +3.3v rail?
Looking at the PS the 3v rail has 16Amps the +5v has 25A, but the +12v has only 9A??? and I have a CD burner and CD-ROM. But it didn't lockup when using those.
Also, this is the second Tyan mobo. I RMA'd the first (rev. # 00) because I tried everything I could think of and the instability persisted. However, I never tried a higher watt PS. I could temporarily take the 300watt out of my daughters beast and run it on the one in question, but the Tyan system after disabling the ACPI only had problems running her kiddie programs which were not designed to run on Win XP.
Thanks again to all who replied!