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i use paypal to collect donations for my clan.....surcharges can be a pain in the ass, but like someone else said, the name is a big thing, pluse more people have paypal, or at least from what i have seen.
EDIT: I see that charge.com is only for credit carsds. If they don't charge your customers a fee, which it doesnt appear that they do, you may want to consider that instead.
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