Well, it sounds like your fan is going bad.
One way I test for that without taking it aprt is....turn off system
swing machine around for easier access
place pencil or something through fan gaurd to stop blades from spinning.
turn on and see if that stopped whinning noise, turn off right away so as not to burn up motor(doing for a second or two just to check should not cause any damage to fan)
If that is the problem...here is a good guide to fixing a sqealing fan...
http://twistedmods.com/modules.php?n...ticle&artid=83
you will be voiding warranty and it can be dangerous to mess with PSU.