slman: They're not trying to psychoanalyze. You have to realize we get these exact same questions day after day from people that read all about Linux and want to give it a try without any real idea of what Linux is good for. We don't mind answsering people's questions if we know the person is going to TRY and not give up when they realize its not windows part 2. It IS DIFFERENT, you will have to learn ALL new things.
Personally I use SuSE Linux 9.0
I have a machine that I can use as a personal webserver, database and a personal work/play machine. I DID pay for my version of Linux but that was certainly my choice. I chose to support this distro... certainly not required.
We won't try to BS you, Linux does take some work to get used to.. if you realize going in that this is NOT windows and you will have to struggle a bit... you'll be OK.
Have questions and we will do our best to answer. You should be best friends with our friend Google (
www.google.com) as thats what we answer questions with if we dont' know the answer.
I'd also go with the suggestion of Mandrake.
Ya stick to the mainstream distro's of Linux, not so much for security sake as they're all pretty secure and I've never heard of a distro thats used to steal CC's... but its much easier to search for answers with a common distro.
Good luck, and hope you stick to it... it CAN be worth it!