2 move or not 2 move,ask state of mich??

[draboo]

our life has had more ups and downs in the last few months than i have ever experienced in such a short period of time. it alll started out with the state of michigan cutting state jobs. my wife works for the dept of corrections and she was worried(as i was also)about layoffs. next,the state says she is being transfered to a prison which is real close to home.(she works about 70 miles away ,this transfer is about 12 miles away) we were overjoyed,plus she would keep her sargents postion. 2 days later,we find we are gonna have to move about 150 miles away,to another prison. wife and i went to the area,scouted around and found affordable housing,got the money for it,sent down payement and were gonna close on the house next week. she was really excited about furnishing and decorating another home,while i would stay in the one we live in now,cause i am still working in this area. everything was cool,i finally calmed down about haveing another house to maintain,etc etc.. she was supposed to start her new job this sunday,and i was gonna take off next wednesday to haul all her stuff to new house. yesterday afternoon she gets a phone call from the dept of corrections and they said that she isnt going to be transferred to prison 150 miles away,she is gonna work at the prison here in marquette,the one 12 miles away.

i was in shock,we dont have to move after all,no need to purchase another house,yadda,yadda. i am still shaking my head over the chain of events. God,indeed, has a sense of humor,tho sometimes its hard to laugh until its all over.

there is one thing we have to decide on,tho.. what to do with the money we borrowed to purchase the other house. i am leaning toward a newer truck,but i have a feeling she has other,probably more sensible,ideas.i mentioned a motorcycle,and she said ,with lots of emphasis"you have three now,of which you only ride one"

desmocat,help me out here, will ya??

anyway,its good to know we dont have to move for the time being anyway. also nice to have friends here that i can get stuff off of my mind. thanks to everyone for being here.

yours in sanity and insanity DRABOO

[Ed_S]

Draboo, considering what sounds like somewhat shaky employment status (& income), how about using it to repay the loan??

[draboo]

geez,ed,your no fun!!

[ryogenetic]

What to do what to do Ed is of course right but you may find your self taking a hit on the loan for early pay back, not paying it back right away will better your credit standing but will cost you.(the intrest accrued. Now the motorcycle I have one you said you have three I would side with your wife on that one. A new vech. is alway IMO a good investment. But are there any home improvements that you could make? Ones that are advantagous to you in the present and for resale of the home? You never know what other ups and downs life will throw you in the upcoming years. As to what I would do buy lots of computer toys I dont need.. (but then I still would have to answer to my wife)

RYO

[Tom Jones]

First it is not like the money you have in hand is free.....you are being charged interest....Explain to bank....what happened...and pay off the note....Next keep a copy of all that you were out for this deal including your loan, time spent looking for house...etc, etc...so you can claim it next year on your taxes... You might take a hit for early payment of loan, but in the long run...you will have more money monthly until things settle down...with your employment... At least you count yourself lucky...your wife is now closer to home...and you don't have two houses to maintain....

[Mike]

Draboo,
Don't forget that you have friends 8-10 hours south of you!

[draboo]

Originally posted by Mike
Draboo,
Don't forget that you have friends 8-10 hours south of you!

nowTHATS more like the response i was expecting! we will ,of course,pay back the loan,but its fun to dream(or, to use a dryer word"speculate")about squanderingthe money with abandon. now if this was 20 years ago and i was still a drinking man.....

yeah,its good to be home DRABOO

[FreakyOCR]

Hey, you have firends to the noth too

[draboo]

Originally posted by FreakyOCR
Hey, you have firends to the noth too

HUH??????

[CERuppel]

And to the south...

But with my wife's family, we probably have you surrounded...

We are in Pontiac, and her family is all over MI (Clare, Big Rapids, just off the top of my head).