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Old 11-12-2003, 05:53 PM   #1 (permalink)
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Pay-pal and cc payment

I had some items for sale on ebay and the winning bidder has -2 feedback and an unconfirmed pay pal address. He paid with a credit card wich normally I would never question but considering the negative feedback and the unconfirmed address I'm not too sure. I haven't accepted or denied the payment and the auction just ended so I haven't contacted him yet I'm just curious about a couple things.

1. I thought in order for you to use a cc you had to have a confirmed addy??

2. would it be wrong to deny payment and ask that he not use a cc?

3. would it be wrong even though I didn't state it in the auction to not accept his bid or payment??

advice is needed asap.

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Old 11-12-2003, 05:59 PM   #2 (permalink)
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i have been turned down when i started buying on ebay when i had 0 feedback... so i dont think that it is too wrong with negative feedback
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Old 11-12-2003, 06:22 PM   #3 (permalink)
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i would deny.
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Old 11-12-2003, 07:31 PM   #4 (permalink)
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Deny, deny, deny. He/She may be honest, but the -2 rating doesn't come from misunderstandings.

PayPal's policy states that if a buyer files a complaint for non-receipt, you have to provide a tracking number. Even if the buyer didn't pay for it, you should always use Delivery Confirmation. If they say they didn't get it, even if you have the USPS receipt, you can't prove they received the item. PayPal then "decides" that they are entitled to a refund. They then place a hold on your account until you refund the entire charge. It's only a matter of time before this loophole is taken advantage of, if it hasn't already. All someone has to do is file a claim, and if you have no tracking number, you will have to refund the money. Or close the bank account attached to the PayPal account, because I'm sure after a few days PP will just take your money. But even then you're considered wrong by PP.

*Edit- PP's policy also states that you must ship to a Confirmed address to be covered by their Seller "Protection" policy. They are not a bank, they are a transfer service.

Last edited by consumertalks : 11-12-2003 at 07:33 PM.
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Old 11-12-2003, 08:31 PM   #5 (permalink)
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Ask him to confirm his address with PayPal. If he does -- problem solved. If he won't, deny and state your case to ebay.
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Old 11-12-2003, 09:12 PM   #6 (permalink)
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bah...... -2 ......... tell him to take a hike..... or send you a us postal money order. You don't EVER take an unconfirmed paypal address payment.

I totally agree with consumertalks and omallytrading.
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Old 11-12-2003, 09:21 PM   #7 (permalink)
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I tend to agree with you guys. I'm thinking if he is using a cc to pay and he doesn't have his addy confirmed something is a bit fishy not only that he's unverified as well. So i'll send him an email asking to have his addy confirmed and possibly to send a money order.

btw here's the feedback he's gotten
http://cgi2.ebay.com/aw-cgi/eBayISAP...ywilbert20 03
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Old 11-12-2003, 09:42 PM   #8 (permalink)
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Those are 2 non-payments---beware...
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Old 11-12-2003, 09:43 PM   #9 (permalink)
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First off never take a payment from an unconfirmed paypal account and second if he could not pay for an it that was less then $20 I would only except payment if by USPS money order. Just state to him that you do not accept unconfirmed paypal and neg. feedback requires payment my USPS money order or sale is void. Could you also post a link to your item sold?
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Old 11-12-2003, 09:45 PM   #10 (permalink)
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yeah, you dont know if he ever did pay. ask him to confirm, if not, then cancel it.
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