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I also disputed a charge on my debit card. Someone stole my debit card number and bought pr0n over the internet. I called up my bank and they reversed the charge at no cost to me, and issued a new card with a new number.
As long as it's a VISA or Mastercard, you're covered, as long as the purchase was more than $50, and in many cases you are covered up to the full amount, even if it's less than $50.
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