Area Circulation Scam 309-589-0867 - Page 2 - ResellerRatings Store Ratings
Comparison shop, read reviews, find savings, at ResellerRatings.com.
Comparison shop, read reviews, find savings, at ResellerRatings.com.
Comparison shop, read reviews, find savings.
What are you shopping for?
Digital Cameras Plasma and LCD
HDTv's iPods and Other
MP3 Players PC Laptops Camcorders

Go Back   ResellerRatings Store Ratings > ResellerRatings Forums > Merchant Discussion and Shopping Advice

Reply
 
LinkBack Thread Tools Search this Thread Display Modes
Old 10-25-2007, 11:04 AM   #11 (permalink)
ResellerRatings Staff
 
Join Date: Jan 2004
Location: USA
Posts: 1,779
Lara RR is on a distinguished road
Quote:
Originally Posted by frostbitetwice View Post
As a procurer of sensible advice, this time you have gone over the top...Unconventional actions are viewed by you as dangers..There is no damage to this company because all the information received would be deemed unreliable....In fact, many states do not allow tape telephone recording what so ever...Furthermore, since when is lying a criminal or civil offense unless the intention is to defraud and this is not the case hear..I support Cornstalk action, moreover, if thousand did likewise these companies would not exist today...

Power to good consumers, death to scam artist...
If that's your opinion, then stick to it. I prefer to err on the side of caution, however, and I don't pick up calls from anonymous or unknown caller ids. I see from Cornstalk's homepage site that many do have fun with it while probably getting lots of valid, reportable information about these scammers that may help shut them down or at least out them to the public. Can't fault that.

By the way, here's one good site to find out to whom those anonymous phone numbers belong: http://whocalled.us/

*hey - http://whocalled.us/lookup/3095890867 Looks like someone *Cornstalk* has already heard about it.

Lara RR is offline   Reply With Quote
Old 10-26-2007, 07:44 AM   #12 (permalink)
Registered User
 
The Merg's Avatar
 
Join Date: Feb 2005
Location: Virginia
Posts: 109
The Merg is on a distinguished road
In VA, what Peter is recommending would be considered Larceny by False Pretenses or Credit Card Fraud depending on how the charges are filed. The providing of false information in order to gain the product is how it would classify under the first type of crime. By providing a false credit card number is how it qualifies as Credit Card Fraud.

In the case of the Larceny by False Pretenses, the company would have needed to provide a product to Peter for the crime to occur. They have to have some kind of loss. In the case of the Credit Card Fraud, just him providing a fake credit card number is the commission of the crime.

- Merg
__________________
Today's problems don't worry me,
I haven't solved yesterday's yet.
The Merg is offline   Reply With Quote
Old 10-26-2007, 12:05 PM   #13 (permalink)
Registered User
 
Join Date: Oct 2006
Location: Land of 10,000 taxes
Posts: 770
frostbitetwice is on a distinguished road
Quote:
Originally Posted by The Merg View Post
In VA, what Peter is recommending would be considered Larceny by False Pretenses or Credit Card Fraud depending on how the charges are filed. The providing of false information in order to gain the product is how it would classify under the first type of crime. By providing a false credit card number is how it qualifies as Credit Card Fraud.

In the case of the Larceny by False Pretenses, the company would have needed to provide a product to Peter for the crime to occur. They have to have some kind of loss. In the case of the Credit Card Fraud, just him providing a fake credit card number is the commission of the crime.

- Merg
The Merg, you forgot the quintessential word----> intent..Without this component there is no grime..No jury knowing the facts, would find for guilt, of this author..


frostbitetwice is offline   Reply With Quote
Old 10-26-2007, 02:15 PM   #14 (permalink)
Registered User
 
The Merg's Avatar
 
Join Date: Feb 2005
Location: Virginia
Posts: 109
The Merg is on a distinguished road
Quote:
Originally Posted by frostbitetwice View Post
The Merg, you forgot the quintessential word----> intent..Without this component there is no grime..No jury knowing the facts, would find for guilt, of this author..
But, as I also stated, just him providing the false credit card number is credit card fraud. Providing the false card number shows intent to defraud.

- Merg
__________________
Today's problems don't worry me,
I haven't solved yesterday's yet.
The Merg is offline   Reply With Quote
Old 10-26-2007, 04:33 PM   #15 (permalink)
Registered User
 
Join Date: Oct 2006
Location: Land of 10,000 taxes
Posts: 770
frostbitetwice is on a distinguished road
Quote:
Originally Posted by The Merg View Post
But, as I also stated, just him providing the false credit card number is credit card fraud. Providing the false card number shows intent to defraud.

- Merg

If the act is with intent then yea, but Merg this is not the case....
frostbitetwice is offline   Reply With Quote
Old 11-03-2007, 09:33 PM   #16 (permalink)
Registered User
 
Peter Cornstalk's Avatar
 
Join Date: Dec 2006
Location: In My House
Posts: 267
Peter Cornstalk is on a distinguished road
Quote:
Originally Posted by The Merg View Post
But, as I also stated, just him providing the false credit card number is credit card fraud. Providing the false card number shows intent to defraud.

- Merg

I have been known to cut the tags off mattresses too.
__________________
This signature has been intentionally left blank.

Last edited by Peter Cornstalk : 11-03-2007 at 09:36 PM.
Peter Cornstalk is offline   Reply With Quote
Old 11-05-2007, 11:02 AM   #17 (permalink)
Registered User
 
Join Date: Nov 2007
Posts: 1
neodavid is on a distinguished road
Area Circulation - the whole story

Quote:
Originally Posted by Peter Cornstalk View Post
Check it out: http://www.areacirculation.net/test.htm

They check username and password in javascript.

It doesn't get you anywhere though...

Actually what you are looking at there is a log in for their affiliate dealers, not customers (see the top of the web page). I asked, and that allows their dealers to get to secure sites where financial transactions take place.

I got a call from one of their people accidentally, because I just changed cell phones from sprint to verizon, and the persons number I got was on their list of people who owed them money.

So during the call I got pretty angry at the obvious misunderstanding (they deal with people who lie a lot it turns out...), and got to a manager, and then got interested in what they did.

They couldn't set me up without going through the system, so thats when I got transferred to sales.

So I've heard the fast talking you are describing, and I can see how it may come across to people if they were suspicious. The people working there have a problem in that to be legal, they have to say everything on the paper they have. Its just a bad deal that the govt. steps in so much, but thats how it goes (I got chatty with the rep).

So trying to not lose the customers attention, and because they've done it a thousand times, they do talk fast.

The deal they offer is rediculously good. Bottom line is you get 5 years of 5 magazines a week for less than $5 a week. I think the thing that confuses people is that they set it up to get taken care of in the first year, because the company itself has to front money to the magazines for the entire 5 years to get this deal. So they have put out a loan of sorts, and want to make that one year instead of 5 years.

If you do the math, its simple, and a great deal. The total cost for 5 years of 5 magazines is $900, which you pay at $74 a month for 12 months.

That works out to $3.46 a week, for 5 magazines delivered to your door. And we are talking about premium magazines here, the list is awesome.

Honestly my opinion is that most people hear what they want to hear, and cant follow the math. They hear the part about $3.46 a week, and their brains just shout for joy and dont hear the rest because it sounds complicated over the phone when you dont have a calculator in your hand. All they care about it is hearing the great deal they just got.

The other part that seems to confuse people is that they get a callback and are offered an even better deal for another 60 months added on.

There are a lot of companies doing this, and while I cant speak for the rest, I know Area Circulation is run by top notch people offering a great deal.

I think sometimes maybe people who cant afford a $74 a month bill, dont hear the math right, and that is why for legal reasons, the company transfers the person making the deal to another department, who's job it is to make sure the customer understands. The deal about repeating it is simply because people tend to remember something if they say it themselves. If someone gets me to say outloud Im going to pay $74 a month, that usually gets my attention! There is no way I can then think Im only going to pay $20 a month, and I understand Im paying the whole 5 years within one year.

Its all easy to understand and common sense really, and if you read magazines, its just unimaginable how much money you save, paying $3.46 a week for 5 magazines, rather than, what, I dont know the cost, but I would think at least 3 to 5 times that compared to regular subscription cost.

Actually some electronic magazines that I like, cost much more than that even, so Im sure its even better for some. (sorry about my lack of apostrophe usage, my keyboard is flakey and I need to get a new one. I have to hit the darn key up to 10 times sometimes).

Ive talked to several managers there (they are busy people) who answered all of my questions. They were very patient, and I felt a whole lot better after talking to them.

I told them they should get on the web with this stuff, and it turns out they are about to enter the internet with a website much better than the current one (turns out they knew very little about web marketing, and the company they outsourced it to, only set up a basic site).

Im a network admin by trade, so yeah, their current site can be greatly improved upon. But these guys sell magazines, and have been doing it for like 20 years, before the web was even around. Like a lot of smaller mom and pop companies, they just are too busy trying to keep everything going to go through the pain of trying to get a good IT department established.

Most companies ive interviewed with from time to time (just got downsized recnetly myself, so there you go... lots of experience with interviews!) just dont trust IT. We are thought of as jerks and arrogant buggers who take money and dont do anything but make rules and control things they used to be able to do (unsafely of course). So you have to really to show them benefits and be so forthcoming and honest that they see you as a human being rather than the nasty IT guy theyve all run across.

Seriously, if you read as many magazines as I do though, call these people up and start getting the deal. The thing I dont like the most is the magazines fault... it takes 8-12 weeks or so to get the first issues for some of them!!!

As a net admin I get a lot of freebies, and I just signed up with ecommerce and others about 3 weeks ago, and one came back with 8-12 weeks for first delivery! Talk about buyers remorse!!! (well, its free, but I was still very disappointed).

I just remembered the BBB thing... Sears was the worst on BBB because they were the biggest company back in the day. If you look at the 150K or so subscriptions, having 120 complaints in 36 months is absolutely astounding. Bottom line is this company is really doing a great job. Ive worked at telemarketing companies before, and their complaint ratio is usually pretty high.

Im sneaky, so I got a hold of one of their dealers to see what the deal was, and the guy told me after a while his philosophy was to not reply to complaints because it just generated more negative noise. Best to move on and put it behind you. Some customers are just mad about life and nothing you can do will solve the problem.

They have a thing on their site where you can e-mail them, and they respond, so really anyone who thinks they are a scam should just write in.

If it was me, Id probably fight the rumors and lies people put out there, but thats probably also why I dont own my own business. This sort of thing really bugs me.

I write too much... but if anyone knows of anyone that hires long winded IT people that can work miracles and still communicate to normal human beings, let me know. Willing to relocate for the right price/circumstance!

David
neodavid is offline   Reply With Quote
Old 11-11-2007, 01:48 PM   #18 (permalink)
Registered User
 
Peter Cornstalk's Avatar
 
Join Date: Dec 2006
Location: In My House
Posts: 267
Peter Cornstalk is on a distinguished road
You can't possibly being defending them that much without being connected with them... nice try though.

P.S. if you were really an IT person, you would of got the gist of what I was referring to with the javascript. I do not claim it was a login for customers, only they have poor security and show everyone who their merchant service provider is and other information that is not a great idea to make public.
__________________
This signature has been intentionally left blank.

Last edited by Peter Cornstalk : 11-11-2007 at 05:28 PM.
Peter Cornstalk is offline   Reply With Quote
Old 11-11-2007, 09:15 PM   #19 (permalink)
Registered User
 
Join Date: Feb 2002
Posts: 52
lenjack is on a distinguished road
Not really a nice try...too obvious.
lenjack is offline   Reply With Quote
Old 11-12-2007, 11:09 AM   #20 (permalink)
Registered User
 
Join Date: Nov 2007
Posts: 39
Area Circulation is on a distinguished road
Area Circulation Employee Response

Hi, I'm Burt Bellows, and I work for Area Circulation.

I am the Director of IT, and I'll do my best to address the things mentioned on this forum.

Having a complaint ratio of zero would be wonderful, but unfortunately it's nearly impossible, especially when you have an incredible volume of customers.

It seems to me we are doing very well, with only four complaints I've been able to find on the web in my initial search. Considering the hundreds of thousands of customer contacts we have each year, and the twenty years we've been in business, I'm pretty happy with the numbers.

Also of the four complaints listed, one was outright retracted by the customer when he actually contacted our customer service department.

The others were fallacious in the presentation of data. I checked each one by our records and via the voice recordings we make, and all had some manner of withheld or incorrect information that would mislead the reader from a proper understanding of the situation.

Ironically, some of the complaints on this site stem from our attempts to prevent customers from misunderstanding our product presentation.

Please understand that Visa and credit card companies in general, will stop doing business with companies that have a chargeback ratio of greater than 1%. Please see this 1991 article for more information:

http://www.allbusiness.com/sales/int.../274887-1.html

In particular note that mail order companies and telemarketers suffer much more than the average retailer due to lack of a physical presence in the personal contact arena.

Misunderstandings and buyer remorse cause for a much higher percentage of chargebacks, but we still have to stay below 1% to keep working with credit cards. Historically speaking, we have been way below 1%, and even lower than the mail order percentage mentioned in the article.

But back to the several complaint in this forum stemming from our ongoing work in keeping chargebacks and complaints to a near zero level!

To make 100% sure our customers understand everything they have been told by our sales person, before we close the sale, we transfer them to another department that summerizes the details, and asks the customer if they understand. It's a strange thing, but memory is not very accurate, and we've discovered that the best way to make sure someone actually understands the summery, is to ask them to repeat it back to us.

We record that conversation and store the file for several reasons, but the main idea is to shoot for 100% customer satisfaction by taking this final step to insure a proper contact has been made.

During this process, I have noted myself how our reps can feel the customer often wanting to 'make the deal and be done'. Going through all of the legalities and details is quite frankly tedious over the phone. But it's necessary because we have a higher standard to achieve over a signed document deal.

I would like to change all of this and create a web solution where we direct the customer to our site and have them read and sign electronically.

But in the mean time, talking a lot of details over the phone without losing the customer's attention is a tough thing to do, and talking faster than normal is human nature. You can feel some customers desire to 'can you hurry along here, my son just spilled milk and I need to get off the phone', or the fact that they don't have an hour to chat with someone about magazines.

So yes, we talk fast and record conversations, and we ask people to repeat information so they remember it. If you can show me a better way, I'm listening! We are constantly trying new things to make our success rate high, and customer satisfaction at 100%.

Part of the problem is also that the deal we offer is so good, some people get it, and then realize later they really can't afford it. We work with those people and do anything possible to help.

One of the web complaints was from a woman who frankly admitted she saw the plan was such a deal she wanted in, but later realized she was a very young woman in a start up job, who really couldn't afford the payments.

We tried to help by spreading out her payments, and cut them back by two thirds. We always strive to help people. The last thing we want to do is strain someone's budget.

That last statement has some real financial practicalities to it. Why are we so helpful and want good happy customers?

Ideally the answer is profitability, and that is exactly the situation here.

Feel free to look into the magazine subscription by phone industry (it's huge), and you will find that we barely break even on a first sale. Some companies actually lose money on the first sale.

We make our money by having happy customers who renew with us.

That's it in a nut shell, and it's the best reason in the world for our company to treat everyone well and keep them happy.

I don't mean to drag on forever. I just want to offer the facts up so you can have another perspective on what we do and why some people complain.

We have had affiliates that we cut off contact with because they did not do as well at making customers happy. We don't want problems, we want a lot of happy customers who renew again so we can make money!

{Removed at request of host. Sales details were included here to show that we are offering a very useful service.}

With our customer success rate, I can even say that if you want to talk to me in person, I'll give you a call and see if we can't come to a complete understanding.

Just reply here and give me an e-mail address so I can get your phone number privately, and I'll give you a call.

I am also including another reply to one of the other internet complaints I found. It may be useful if there are any more questions.

I walk through what I did in my IT 'discovery' after talking with a customer who was called mistakenly. That shouldn't happen, but is, I've discovered, unavoidable when people change cell services or move to other locations.

The only fix would be for the phone companies to hand out a single number for each person, much like a social security number, and tie that number to the actual cell or landline. There are multiple problems with that scenario, with privacy being the chief issue I can't see past. But if a phone number is given to another person, we will contact them accidentally if our customer has not given us the change of information in time.

Here is my other response:


I am the Head of the newly created IT Dept., and after seeing this report as I was checking into a greater web presence, I talked to the owner and decided it may be time to start responding to public complaints like this.

As a newcomer to the company, I've had to spend a lot of time getting to know the IT systems, the people, and especially the work flow/Data aspect.

After four months of absorbing the incredible amount of information here, and getting to know the people, I was surprised to find this report after trying a google search on our company.

It was then I discussed the possibility of having a non prejudicial look at the logistics and policies, as well as how effectively they are carried out in practical day to day situations.

I'd like to report to you my findings, and give you my personal opinions regarding the company, and my understanding after doing the research.

What did I do?

I went as far as performing QA on our people by calling in under false names and going through the processes. I bugged every manager from sales to collections, from QA to Renewals, to find out what we do when a customer has a problem. I found out much more than I wanted to know, honestly.

After digging deeply , I was surprised at the statistics (as I said, this is not my area of expertise, so I didn't know what to expect). Of hundreds of thousands of yearly contacts with people, over a three year period we only had 120 BBB complaints. That percentage is amazing in light of facts like Sears at one time led in BBB complaints, simply because of it's huge customer base.

That amounts to 40 complaints out of perhaps 150K contacts. I expected a much higher percentage.

I was also surprised to discover the lengths at which the company goes to insure that the customer is fully apprised of the terms of the agreement, and every detail regarding the prizes and various gift offerings.

We have NO open BBB complaints at this time.

A new customer is given the information, and if they agree, are transferred to another department that makes sure they are told again, recording the conversation for future reference, and actually asking the customer to repeat back the information so they know the exactly what they are agreeing to.

After reading a few of the complaint e-mails we get daily (very few, another surprising fact given our volume), I saw patterns.

{details of sale information removed at request of host.}

I listened for several hours to our reps (not all at once, but over maybe a month), and discovered that they pick up on this, and talk very quickly to try to get through the things they need to say legally, so the poor customer doesn't lose patience.

I could go on about how the laws have actually caused more problems than they have solved, but I also understand the necessity of them to avoid consumer scamming.

Because people tend to hear the deal and want to get off the phone, the company transfers the person to another Dept., where they are asked the pertinent questions regarding the agreement. Specifically they are asked to repeat back the monthly payments.

Since these are all recorded and saved for years, we can go back and listen to the recordings, and play them for the customers. And for the few that do complain, it is almost universally true that they cannot believe the recording exists with their own voice agreeing to and repeating back the details of the agreement.

One of the basic 'deals' is very simple on paper, but confusing to some people, so here it is.{information removed at request of host as it included details regarding our prices and deals}

The magazines are looking for long term customers to increase their subscription, and therefore advertising value.

The long story short, is to make this incredible deal happen and for everyone be happy in the end, we ask for customers to pay {information removed at request of host as it included details regarding our prices and deals}


We ask that within one year you pay for the 5 years of service, to let us get back the money we initially invested to get you and the magazine company together {information removed at request of host as it included details regarding our prices and deals}

That's the way it goes for most of our customers, and it's the bread and butter of our business. {information removed at request of host as it included details regarding our prices and deals}

However, there are things that make life difficult for us, and we try to work with them. For instance, telling someone the magazine companies will get those out between 8-12 weeks, is a tough one. It's a fact easily forgotten when the bill comes, and no magazines are in your hands yet. This is in my mind the greatest difficulty for people who see in very practical terms. I've paid you, where is my magazine?

And why some people don't hear the $74 for the first year, I blame genetics. Once I hear a deal, I'm done, lets shake, and move on with life. Don't waste my time, you sold me, it's over.

Before my current career as a network Admin, I was in sales for ten years. I am very aware of how memory is very emotional in nature. An extreme instance is a personal photograph that a friend of mine saw, who absolutely declared it was a fake. It turns out we don't remember facts, but our perception of facts. Our minds also tend to fill in non-existent details. A web search on the subject was enlightening. A month after the fact when you get a bill and no magazines have shown up, you forget you are paying off 5 years in 1 year, and you think maybe you were ripped off because here you are paying for something not yet in your hand!

I've seen the company bend over backwards, losing money in many cases, just to satisfy the customer, who was completely in error.

I spoke with several of our affiliates, and across the board they all agree. We lose a lot of money we shouldn't, to keep good relations.

We are very sorry to hear complaints, but some of them are clearly so outrageous, it's just matter of time before in calling hundreds of thousands of people that you find someone who takes out their frustrations in a way impossible to deal with.

The few BBB complaints we get for instance, more often than not, come from customers who are so upset they won't talk to us. We would love to make them happy, but some people are simply not in a place in their lives that they can deal with one more possibly negative contact.

Area Circulation is a fine company that strives and succeeds in customer service beyond my expectations. I'm more than willing to put my personal reputation in with the quality of the company, and especially the owner.

In my 48 years of life, I've never been happier at a job. I find myself daily amazed at the way the owner treats his employee's, and his demeanor in the face of challenges other men would easily lose their tempers.

When customers complain, he's right there on top of it, always trying to massage the system into a perfectly running, living system that can respond to every kind of person.

Unfortunately He's overworked and busier than anyone I've ever met. That is one of the reasons I volunteered to see what we could do to help our customers get a proper view of us on the web.

Our initial website was out sourced and quite frankly needs a lot of work. I've taken that task on and within a few months intend to make a lot of additions and changes. I'd like our customers to be able to change their magazine subscriptions online rather than calling in.

I'd like to get some fun stuff out there, and let people know we are an open minded company that just want to perform a service that you really can't beat.

I'd like to create a chat forum where managers can respond to suggestions and comments, and I'd like to make our web site something people would even want to use as a home page (I'll have to be creative for that one).

Since I'm now a full fledged supporter of ACI (Area Circulation Inc), I can say we are really sorry for anyone that slips through the cracks and becomes unhappy for any reasons.

We want more customers, not less. We want people to want to recommend us to their friends. That's how we make money... upset people don't help us at all, and we don't want anyone to be upset.

We recently contacted an IT admin accidentally, in that his new phone was an old customer who had missed some payments. By the time we were done talking to him, he went from being downright angry for our call, to asking to get in on the deal. In his case the magazines he liked were very expensive, and it cost him less to pay for 5 years in one year, than his current monthly subscriptions were!

Now I can relate to that.

I'd like you to relate to that too, and add you to our happy customer list.

In the mean time, I'm going to get back to web development, now that I've built a great disaster recovery plan and made our network secure and more efficient. Your data is safe, secure, and backed up on and off site.

Good things are coming!


Sincerely,

Burt Bellows
Area Circulation
Director of IT


Last edited by Area Circulation : 11-20-2007 at 04:38 PM. Reason: Request from host to remove sale details
Area Circulation is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

Most Active Discussions
Cyberpowerpc.com Any Good? (10)

Recent Discussions
Wireless Router+Cable Modems an.. (0)
tactical leds llc (0)
Cyberpowerpc.com Any Good? (10)
Like New Wacom 12x19 Intuos 3 +.. (1)
For Sale BFG GTX285 OC2 with 10.. (2)
www.szprice.com - any experienc.. (1)
Games, Cables, PCI cards, and m.. (5)
Buymoreshopping.com? Wigix.com (3)
I want your old/new unused pc p.. (6)
:mad: Spam At-hon (3)
Fall-Winter Cleaning Sale (1)
DON'T BUY.COM Advisory (232)
Is certifiedwatchstore.com legi.. (1)
Beware of used XBOX 360's (12)
Cheap Used Computers (0)

All times are GMT -6. The time now is 01:57 AM.