Legal or Scam? http://www.lfpdistrogroup.com/

[nomaxim]

CC's are covered no matter where you are. At least AFAIK. See: Fair Credit Billing Act.

Debit cards fall under your local (State, Country) laws. I have seen a few cases where a debit card carries the same fraud protection as a CC in California. My State, Ohio, does not do this. I have also seen one or two cases where VISA will treat a debit card the same as a CC, check your local laws. For the UK I have no idea. Debit cards are not covered by US Federal law, see above Fair Credit Billing Act, but may be by State law. Best advice is always use a CC unless you have checked and are covered by your local laws or your bank.

PayPal. If your use a CC to credit the account then you are covered under the CC's fraud protection. For debit cards see the above. If linked to your checking or savings account, contact your bank.

Google checkout is rather new. I have used it in the past, and I don't know what their fraud protection policies are. Should be the same or similar to PayPals. Sorry, I just don't know for sure there.

Wire transfers. I have never heard of anyone getting there money back from one of these, Just_me2008 is the first. Again that would depend on your bank. Many banks will just say, "to bad."

One thing you have to watch out for is the, 'use a CC at Western Union' trick. What happens here is Western Union will bill your CC as a cash advance. WU does not accept CC's for actual payment on wire-transfers. So you end up paying higher interest for the cash advance plus if something goes wrong your CC company will say, "Did Wu get the money?" Your response is, "yes." CC company is like," Well the transaction was complete." WU and your CC company are not responsible for what you do with the cash after that point. Your CC's fraud protection ends at this point. You are not covered by your CC's fraud protection once you give the cash advance to WU to send it to Indonesia or wherever. Again in some places a local law may cover you.

I'm a Archaeologist, not a lawyer or banking expert. So generally, always use a CC.

[mercury1231]

Originally Posted by nomaxim

CC's are covered no matter where you are. At least AFAIK. See: Fair Credit Billing Act.

Debit cards fall under your local (State, Country) laws. I have seen a few cases where a debit card carries the same fraud protection as a CC in California. My State, Ohio, does not do this. I have also seen one or two cases where VISA will treat a debit card the same as a CC, check your local laws. For the UK I have no idea. Debit cards are not covered by US Federal law, see above Fair Credit Billing Act, but may be by State law. Best advice is always use a CC unless you have checked and are covered by your local laws or your bank.

PayPal. If your use a CC to credit the account then you are covered under the CC's fraud protection. For debit cards see the above. If linked to your checking or savings account, contact your bank.

Google checkout is rather new. I have used it in the past, and I don't know what their fraud protection policies are. Should be the same or similar to PayPals. Sorry, I just don't know for sure there.

Wire transfers. I have never heard of anyone getting there money back from one of these, Just_me2008 is the first. Again that would depend one your bank. Many banks will just say, "to bad."

One thing you have to watch out for is the, 'use a CC at Western Union' trick. What happens here is Western Union will bill your CC as a cash advance. WU does not accept CC's for actual payment on wire-transfers. So you end up paying higher interest for the cash advance plus if something goes wrong your CC company will say, "Did Wu get the money?" Your response is, "yes." CC company is like," Well the transaction was complete." WU and your CC company are not responsible for what you do with the cash after that point. Your CC's fraud protection ends at this point. You are not covered by your CC's fraud protection once you give the cash advance to WU to send it to Indonesia or wherever. Again in some places a local law may cover you.

I'm a Archaeologist, not a lawyer or banking expert. So generally, always use a CC.

Good comments.
Regarding Google Checkout, if you are fine with Paypal, then you should be more than fine with Google Checkout. It has the same protection policies as Paypal. Besides, it does not hold your money in your "Google Checkout account". The minimum is that you can get the same protection from CC as with Paypal. Plus, Google Checkout seems to not accept debit cards.

[meandmeonly]

Originally Posted by nomaxim

CC's are covered no matter where you are. At least AFAIK. See: Fair Credit Billing Act.

Debit cards fall under your local (State, Country) laws. I have seen a few cases where a debit card carries the same fraud protection as a CC in California. My State, Ohio, does not do this. I have also seen one or two cases where VISA will treat a debit card the same as a CC, check your local laws. For the UK I have no idea. Debit cards are not covered by US Federal law, see above Fair Credit Billing Act, but may be by State law. Best advice is always use a CC unless you have checked and are covered by your local laws or your bank.

PayPal. If your use a CC to credit the account then you are covered under the CC's fraud protection. For debit cards see the above. If linked to your checking or savings account, contact your bank.

Google checkout is rather new. I have used it in the past, and I don't know what their fraud protection policies are. Should be the same or similar to PayPals. Sorry, I just don't know for sure there.

Wire transfers. I have never heard of anyone getting there money back from one of these, Just_me2008 is the first. Again that would depend on your bank. Many banks will just say, "to bad."

One thing you have to watch out for is the, 'use a CC at Western Union' trick. What happens here is Western Union will bill your CC as a cash advance. WU does not accept CC's for actual payment on wire-transfers. So you end up paying higher interest for the cash advance plus if something goes wrong your CC company will say, "Did Wu get the money?" Your response is, "yes." CC company is like," Well the transaction was complete." WU and your CC company are not responsible for what you do with the cash after that point. Your CC's fraud protection ends at this point. You are not covered by your CC's fraud protection once you give the cash advance to WU to send it to Indonesia or wherever. Again in some places a local law may cover you.

I'm a Archaeologist, not a lawyer or banking expert. So generally, always use a CC.

That info is very welcome i will look into the google check out fraud policy. Also what does TT payment mean?

[nomaxim]

Originally Posted by meandmeonly

That info is very welcome i will look into the google check out fraud policy. Also what does TT payment mean?

Telegraphic Transfer (T/T) and Wire Transfer (W/T) are basically the same thing.
Methods and Tools of Payment in Exporting and Importing has some additional information,

[Just_me2008]

Originally Posted by nomaxim

CC's are covered no matter where you are. At least AFAIK. See: Fair Credit Billing Act.

Debit cards fall under your local (State, Country) laws. I have seen a few cases where a debit card carries the same fraud protection as a CC in California. My State, Ohio, does not do this. I have also seen one or two cases where VISA will treat a debit card the same as a CC, check your local laws. For the UK I have no idea. Debit cards are not covered by US Federal law, see above Fair Credit Billing Act, but may be by State law. Best advice is always use a CC unless you have checked and are covered by your local laws or your bank.

PayPal. If your use a CC to credit the account then you are covered under the CC's fraud protection. For debit cards see the above. If linked to your checking or savings account, contact your bank.

Google checkout is rather new. I have used it in the past, and I don't know what their fraud protection policies are. Should be the same or similar to PayPals. Sorry, I just don't know for sure there.

Wire transfers. I have never heard of anyone getting there money back from one of these, Just_me2008 is the first. Again that would depend on your bank. Many banks will just say, "to bad."

One thing you have to watch out for is the, 'use a CC at Western Union' trick. What happens here is Western Union will bill your CC as a cash advance. WU does not accept CC's for actual payment on wire-transfers. So you end up paying higher interest for the cash advance plus if something goes wrong your CC company will say, "Did Wu get the money?" Your response is, "yes." CC company is like," Well the transaction was complete." WU and your CC company are not responsible for what you do with the cash after that point. Your CC's fraud protection ends at this point. You are not covered by your CC's fraud protection once you give the cash advance to WU to send it to Indonesia or wherever. Again in some places a local law may cover you.

I'm a Archaeologist, not a lawyer or banking expert. So generally, always use a CC.

Alot of overseas suppliers like to use this scheme. Pay with credit card to western union. This will not protect you cause if western union successfully sent funds then that is all they are responsible for. If you do not get your goods then you cannot file claim cause western union only supports if a transfer was not made. They do not hold responsibility if item does not ship.

[nomaxim]

I'd also point out that you can get VISA and MasterCard gift cards and prepaid cards for up to $2500. You can also look into a business account. For example, Capital One has a number of different business account options with credit limits up to $20,000, no interest for 60 days, and such. VISA itself has credit limits up to at least $25,000. If you qualify.

Originally Posted by mercury1231

Plus, Google Checkout seems to not accept debit cards.

I use my debit card with Google Checkout. It works just fine.

EDIT:
Guess I should point out that it's a VISA check card through US Bank..

[mercury1231]

I spoke to him/her online and he/she told me that they could no longer offer sample orders because there had been too many people asking for samples recently.
I am not very comfortable with them. Though some of the prices are really attractive. Have any of you tried placing any sample orders?

[mercury1231]

Besides, they accept Paypal and Google Checkout. I am a little bit confused. If they are really a scam, we should be able to get our money back, right? But why are they wasting their time? I know most scammers would not accept Google Checkout. Why are they doing it? It seems no good for them.

[nomaxim]

Here's a link to a rather long thread that tells how 5,000 people got ripped off using PayPal in as little as 3-4 months. AFAIK the one's that funded their PayPal with a CC should have gotten their money back, the others likely didn't.
http://www.resellerratings.com/forum=coyotego (UPDATE: Whitaker Arrested! Every heard of coyotego.com)
Not implying that these guys are in any way related. Just providing it as an example.

I've run across about a half dozen threads and half a dozen people that have contacted this company. To my knowledge no one has as yet gotten any samples. Two have asked to visit to see physical stock, that also did not pan out.

If anyone has bought from them they ain't talking about it. Their TradeKey Profile shows 2 feedbacks with 3000 points, same as it showed on 27SEP2007 when I listed it on the first page in post# 8.

[LFP Distro Group]

We are using google checkout but they are already giving us problems due to the large ticket size of the orders. We are still taking samples but there are alot of sample requests and are getting the feeling that people are ordering samples less than the retail value to grab a quick deal. We have received a few mentions to this link and have no idea what to say accept that there are no legit complaints against our company. Below I will list a few tracking#'s of goods we successfully shipped and delivered to various clients. Also for customs issues we always declare less value and weight to save on shipping for our clients

All tracking can be viewd @ www.ups.com This is some tracking of items we shipped recently

M0321513028
M0321513019
J1848504193
M0321392614