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Chase
I had the same problem once before with Chase, and I ran up all my other cards doing balance transfers to pay them off. They are NOTORIOUS for raising your rate when you get close to the limit. They just did it again. They are like a cop waiting for the meter to run out so he can ticket you. I paid online, on the due date and they said it was due 3 days before. Raised my 2.99 to 29 % and added late fees. I am NEVER late on my payments.Yes, Discover and the other card Companies will work with you and reverse charges, even as a 1 time thing. Even though I had been a card member since 1991, they would not work with me. So I'm doing the same thing, using my other cards to pay them off and then they will get no interest at ALL!!! I was just on the phone with one of my other credit card Companies and they were shocked I had a 2.99 Bal Transfer rate She warned me to watch out for Chase!! Real nice reputation they have here. I owe $14,600 to Chase and just paid $6700 of it to another card. That's the 2nd time they did that to me when I got near the limit.
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