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I lucked out and got a refund just as the were going "belly up" ! My credit card Co. ( UBS ) suggested that I cancel that card and get a new one --- I did that!!!
It appears that Monarch kept my credit card # from My original purchase ( early March of 2006 ) and use it "very quickly" during a transaction in August WITH OUT MY APPROVAL! My approval came after the fact that they had already charged against it( about $940 ). So I went with the flow and it worked out. It took over 8 weeks to get a refund!
SO IF YOU STILL HAVE NOT CANCELED YOUR CREDIT CARD # YOU GAVE THEM---- DO SO "YESTERDAY" !!!!!!!!!!
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